Tuesday, December 20, 2011

How to get temp tag in Florida?

Bought a used car from a private owner. Car loan was through Wells Fargo. Notary sent title to Wells Fargo. Florida DMV says I need the title to get a tag of any kind. A letter from Wells Fargo stating they have the title and are in the process of having it transfer will get me a temp tag. But I can't get Wells Fargo to send me one because they have no idea what I am talking about. Anybody else have this problem and how was it solved? And what could I have done differently to prevented this mess?|||Your mistake was paying for the car without getting the title (and the car) in exchange for your money.



In AL, a 10 day temp tag is $1.50-3.00 but you need proof that you bought the car. Bill of sale %26amp; letter should suffice.



However, Wells Fargo doesn't know you from Adam. They aren't going to send YOU the title without a notarized letter from their borrower.



Chances are they send the title to the seller and its up to you to get it from him.



We have posters here on a weekly basis that NEVER get their title and can never get permanent tags.



You need to STAY ON the seller to ensure you get the title.



In the meantime, you may be able to buy an additional 10 day tag several times.



Ive seen AL sell multiple ones one every 10 days.



If for any reason the seller fails to give you the title, you simply cannot buy a permanent tag or legally sell it.



However, IF his loan is paid off, he has no reason to not give you the title. (It does him no good)



Now, IF his loan was not paid in full, Wells Fargo could repo it from you.



Now you know why, if you asked, we would tell you, "no title, no deal".



If it comes down to it, you can sue and probably win but that's expensive and may take months. And even "winning" doesn't mean the seller gives you the title or the money. It means you have a piece of paper saying the seller owes you money.

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