Saturday, December 24, 2011

Ok, i got crushed for asking this somewhere else....in florida does the dmv check on if you have insurance?

Like when you register your car, do you have to show proof of insurance, if yes, after you register, can you cancel it or will DMV take away your license? Can they check on you?


Thanks!|||Yes, they can check! You HAVE to have insurance.|||If you're planning on driving without insurance, you clearly are someone who should not be driving! And frankly, you sound like you'd be or have been a menace on the road.|||yes|||When you register your car you have to have proof of insurance and you title if you are registering for the first time or transferring from another state.|||Yes, you have to show proof of insurance to get your tag. Once you get your tag and want to cancel your insurance, yes you can do that too, but make sure you tell the insurance company you want to cancel your insurance because your car is not running(broke or whatever) that is a key point because if you let your insurance run out, you know just not paying the bill the state is going to yank your liences very quickly. Then you have to pay the reinstatement fees, yadda, yadda....P.S you know that they can run your tags to see if insurance is on your vehicle. that's if you get stop by the police...so you can have that insurance card but if theirs no coverage..be prepared to pay some moola. This just came into effect within the last 2 years or so. So be wise whatever decision you make...coming from someone who didn't like to pay their insurance but now i make my payments every month. PLEASE BELIEVE ME on that one.|||It's been a couple of years since I lived there, but at the time they did not check. You had to sign a form that said you were guaranteeing you had it. Sounds too easy? It is.





Once you've signed the form, if you get pulled over or are asked for proof elsewhere and you don't have it, you're busted for providing false information to the state. Now the government can come after you.





And from the Insurance Industry side of things (I work for a major company), messing around with it, cancelling it, going for a while without it . . . whatever . . . can really negatively affect you the more you do it.





Most importantly, say you ignore everything, don't have it, drive, and seriously hurt/kill someone in an accident. You can be looking at jail time and debts you have to repay that will haunt you the rest of your life.





Get insurance. It's part of having a car. If you can't afford it, don't drive.

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